Privacy Policy
Effective Date: 04/25/2025
Villfields Mortgage Solutions (“we,” “our,” or “us”) values your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://villfields.com, and interact with our services.
By using this website, you consent to the practices described in this policy.
1. Information We Collect
We may collect the following types of personal information when you visit or submit a form through our website:
- Personal Identifiers: Name, email address, phone number, mailing address
- Financial Information: Credit score range, income, debt, employment info (only if voluntarily submitted)
- Internet or Device Data: IP address, browser type, referring URL, and usage data
- Cookies and Tracking: We use cookies and similar technologies for website analytics and performance
2. How We Use Your Information
We use your information to:
- Provide and improve our mortgage services
- Respond to inquiries or contact requests
- Evaluate loan eligibility or assist with pre-qualification
- Comply with legal or regulatory requirements
- Communicate updates, offers, or services (you may opt out at any time)
3. Sharing Your Information
We may share your information with:
- Affiliated lenders or brokers for loan-related services
- Third-party service providers (e.g., CRM, analytics, email tools) under confidentiality agreements
- Government or regulatory authorities when required by law or to protect legal rights
We do not sell your personal information to third parties.
4. Your Privacy Rights (California Residents)
Under the California Consumer Privacy Act (CCPA), you may have the right to:
- Request a copy of the personal data we hold about you
- Request that we delete your personal data
- Opt out of certain data-sharing practices
To exercise these rights, contact us at info@villfields.com or call 707-607-6200
5. Data Security
We implement reasonable safeguards (technical and organizational) to protect your personal information. However, no method of transmission over the internet is 100% secure.
6. Cookies & Tracking Technologies
We use cookies and similar tracking technologies to enhance user experience and analyze site usage. You can control cookie settings through your browser.
7. Third-Party Links
Our website may contain links to external sites. We are not responsible for the content or privacy practices of those sites.
8. Changes to This Policy
We reserve the right to update this Privacy Policy at any time. Revisions will be posted on this page with an updated “Effective Date.”
9. Contact Us
If you have any questions about this Privacy Policy or how we handle your information, please contact us:
Licensed by the California Department of Financial Protection and Innovation under the California Financing Law
Equal Housing Lender | We are committed to fair lending practices
This is not a commitment to lend. All loans subject to underwriting approval and credit qualification.
All mortgage information provided on this website is for informational purposes only and does not constitute a commitment to lend or extend credit. All loans are subject to credit approval, underwriting guidelines, and property review. Not all applicants will qualify. Rates, terms, and programs are subject to change without notice. Any advertised interest rates, APRs, fees, or loan scenarios are examples only and may vary based on borrower qualifications, market conditions, loan type, down payment, and other factors. Nothing on this website should be interpreted as financial, legal, or tax advice. Please consult with licensed professionals for guidance specific to your situation.
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