Terms of Use

Effective Date: 04/25/2025

Welcome to https://villfields.com, (the “Site”), operated by Villfields Mortgage Solutions (“we,” “our,” or “us”). By accessing or using this Site, you agree to be bound by the following Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use this Site.

1. Use of Website

This Site provides information about mortgage loan services offered in the state of California. You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights or restrict the use of this Site by others.

2. No Guarantee of Loan Approval

The content on this Site is for informational purposes only and does not constitute an offer to lend or a guarantee of loan approval. All loan applications are subject to underwriting guidelines and final approval.

3. Eligibility

This Site is intended for use by individuals 18 years or older and only by residents or property owners in California. We do not currently offer services outside the state of California.

4. Intellectual Property

All content on this Site—text, graphics, logos, images, and design—is the property of Villfields Mortgage Solutions or its content providers and is protected by U.S. copyright, trademark, and other intellectual property laws. Unauthorized use or duplication is prohibited.

5. Third-Party Links

The Site may contain links to third-party websites. We are not responsible for the content, policies, or practices of any third-party sites and disclaim all liability related to your use of them.

6. Disclaimer of Warranties

This Site is provided “as is” without any warranties of any kind, express or implied, including but not limited to merchantability or fitness for a particular purpose. We do not guarantee that the Site will be error-free, uninterrupted, or secure.

7. Limitation of Liability

Under no circumstances will Villfields Mortgage Solutions be liable for any direct, indirect, incidental, or consequential damages arising out of your use or inability to use the Site.

8. Indemnification

You agree to indemnify and hold harmless Villfields Mortgage Solutions, its affiliates, employees, and agents from any claims, damages, losses, or expenses arising out of your violation of these Terms or your use of this Site.

9. Modifications

We reserve the right to update or modify these Terms of Use at any time. Changes will be posted on this page with an updated effective date. Continued use of the Site after changes are posted signifies acceptance of the updated terms.

10. Governing Law

These Terms are governed by and construed under the laws of the State of California, without regard to conflict of law principles. Any disputes shall be resolved in a court of competent jurisdiction in California.